AP advantage™ is a uniquely comprehensive accounts payable disbursement solution that allows companies to pay vendor invoices electronically and move away from costly and inefficient check processing. AP advantage integrates seamlessly with a client’s existing accounting system and includes includes Card, ACH and Check processing options. System integration, vendor research and enrollment, system training, compliance, reporting and ongoing support are also included with the program. Once client payments are imported and approved, AP advantage then intelligently decisions every payment, sorts the payments into necessary file types, makes the disbursements and then handles the reconcilement including positive pay. Clients do not have to modify their existing AP processes or accounting system to pay vendors via the AP advantage Network. Payments are protected and insured and all data is stored securely, encrypted and never shared. In addition to vendor payments, AP advantage supports employee expense reimbursements via ACH direct deposit. The benefits include cash back rebates on card accepting vendors, reduced bank fees, and improved efficiency.