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Typical Payment Terms - Clothing Retailers & Wholesalers.

Can the community please share what they see as the most common payment terms across their customer and supplier base from the perspective of clothing retailers. We have done some benchmarking (inspecting available financials and asking around). I just came out of a meeting where one supplier said all of their customers pay N30 or better (even large brick and mortar). This is not what our "homework" tells us.


Topic Expert
Wayne Spivak
Title: President & CFO
LinkedIn Profile
(President & CFO, |

My experience was the larger the customer/vendor the longer the terms (90-120 days). The smaller customers 30 days and some of the small apparel manufacturers sometimes were CIA, otherwise 30 days.

A lot depended on if and who factored them.


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