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Q&A Forum

Business Payment terms

Anonymous
(treasurer)
We purchased products off of a company for well over 30 years. Our business terms were 2% net 20 days. Now all of a sudden they want to switch the terms to Net 30 days. We were never co...
55 Views | 2 Answers/Comments

Preferred Stock Authorized

Greg Ryan
Title: Engineer
Company: Boeing
LinkedIn Profile
(Engineer at Boeing)
What would be the incentive for a company to authorize "Preferred Stock" when the company already has common stock? Is Preferred Stock seen by management as another access to capital, s...
39 Views | 1 Answers/Comments

Debt Matching

Ravi Ramcharan
Title: CFO
Company: self
(CFO at self)
Hello All, I would like to ask a question about debt matching. Finance theory would say match long term debt with long term assets (building, plant etc) and short term debt with shor...
62 Views | 0 Answers/Comments

Debt and Equity

Ravi Ramcharan
Title: CFO
Company: self
(CFO at self)
Dear All, I know it is common knowledge that a company should have some debt. Is it because of only the tax benefit? What about if a company has no debt but abundant cash reserves...
220 Views | 2 Answers/Comments

Line of Credit Pricing

Anonymous
(CFO)
We are renewing our line with our bank. We have a great relationship but I want to make sure that our pricing is good relative to current market conditions. We are a middle market compa...
422 Views | 2 Answers/Comments

How do I negotiate a covenant cure clause?

Anonymous
(VP, Finance, Chief Financial Officer & C..)
I would like my bank to add a clause that if I violate a covenant, I have 10-20-30 days to cure the violation, which has obvious advantages. Have any of you been able to get such a cla...
371 Views | 0 Answers/Comments

Pricing Asset Backed Hard Money Loans

Anonymous
(CEO)
I am in investor in a small business that makes asset backed hard money loans (typically 2-month to 24-month). We are looking for a line of credit against the current collateral to make...
323 Views | 0 Answers/Comments

Need factoring or asset-based lender suggestions for Mass SaaS private company

Anonymous
(Director, Finance and Business Administr..)
Hello all, We are a very small (less than 20 people) SaaS company in Massachusetts looking for recommendations for a company that does a Factoring of Receivables or an Asset-Based lend...
435 Views | 2 Answers/Comments

Difference between Regulatory Reporting & External Reporting.

Inderpal Singh
Title: Learner
Company: XYZ
(Learner at XYZ)
I am getting mailers for job openings in Regulatory Reporting and External Reporting. Can anyone pls help me in understanding the same. And, which area among these are more beneficial i...
285 Views | 0 Answers/Comments

Stock Split - Issuer Side

Alin Muresan
Title: NA
Company: NA
(NA at NA)
Can anyone clarify if there is a formal restriction for Issuer to chose a ratio without remainder for a stock-split ? For example, is the issuer allowed to do perform the following exe...
319 Views | 1 Answers/Comments

How do you account for a SAFE Agreement on a Cap Table

Anonymous
(Vice President of Finance)
We just raised $525K using a SAFE agreement and I am wondering how it should show on the Cap Table since we cannot calc the number of shares. For the momemt I just put the amount unde...
1651 Views | 1 Answers/Comments

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